mortgagetape™Reference Tools
Prompting the chat is powerful but open-ended. Reference tools are the opposite — one-click panels for the questions that come up repeatedly: who sells to which agency, what’s inside a pool, which banks are moving servicing. Pick a tool below for its dedicated doc page, or jump to the live catalog.
Secondary markets
Who delivers to which agency, who services what, how the servicing book changes quarter to quarter.
Agency Ticket Directory
“Who sells to Fannie, Freddie, and Ginnie — and how much do they deliver?” Seller identity is derived from HMDA’s purchaser field and joined to the CFPB legal-name registry — 99.6% name coverage on the modern active universe.
Servicer Directory
Every servicer of record across the three agency books, in one place. Current servicing UPB and loan count, with a per-agency breakdown so you can see whether a shop is Fannie-heavy, Freddie-heavy, or a Ginnie issuer at the same time.
Servicing Transfer Explorer
Which Ginnie Mae servicers gained the most UPB between any two monthly snapshots, and which lost it. The clean reference answer to “who moved servicing last month?” — ranked by dollar Δ, with a chart of each servicer’s trajectory.
mREIT Portfolio Monitor
Mortgage REITs are the levered, publicly-traded end of the mortgage buyer universe — roughly $300-400B of mortgage AUM across the sector. This panel covers 15 flagship public mREITs sourced from their SEC 10-K/10-Q XBRL disclosures — aggregate balance-sheet composition at quarterly grain, with trend lines back to each filer’s first XBRL-tagged filing.
Insurer Mortgage Portfolio Directory
US life insurers are the second-largest end holder of US mortgages behind banks — roughly half a trillion dollars of residential and commercial exposure across whole loans and CUSIP-level MBS/CMBS/RMBS. This directory covers 15 NAIC filers at Dec-2025, with a composition-and-history page for every one.
Bank Servicing & Sales Panel
Every U.S. bank’s mortgage portfolio shifts quarter to quarter — servicing books get sold, HELOC balances move, CRE exposure goes on and off the balance sheet. This panel is the fastest way to see who moved what between any two quarters, ranked by dollar Δ.
Capital markets
Pool-level visibility, roll pricing, and reverse-engineered price quotes.
MBS Pool Lookup
Enter a CUSIP and get the pool’s current composition profile back — the fast way to answer “what’s actually inside this pool?” without downloading a factor file.
TBA Rolls & Drops
Front-month vs. 2nd-back TBA drop per coupon on UMBS 30-yr and Ginnie II 30-yr, derived from loan-level Optimal Blue mark-to-market prices bucketed by lock-expiration. The drop series tells you what the roll market is pricing in without a Bloomberg terminal open.
Price Inverter
Enter a competitor’s borrower rate for a specific scenario and the inverter backs out either the implied margin (holding MSR multiple constant) or the implied MSR multiple (holding margin constant). Full price decomposition — TBA price, LLPA cost, MSR value, margin — so you can see where the competitor is giving money up.
CMBS Deal Directory
Loan-level visibility into 40+ non-agency conduit CMBS trusts — current trust balance, master servicer, property-type mix, top state, and the largest loans inside each deal. Reconstructed from SEC Reg AB II ABS-EE filings on a monthly cadence.
Origination & underwriting
Peer benchmarking plus the published agency matrices rate-sheet and underwriting teams reach for repeatedly.
Peer Rate Distribution
Anonymized peer benchmark to sanity-check a quote against the market. Enter a scenario — FICO, LTV, purpose, occupancy, state, loan type — and the panel returns the aggregate retail rate distribution plus retail-vs-broker and institution-type medians.
LLPA Reference Grid
The current Fannie Mae and Freddie Mac loan-level price adjustment schedules, side by side — FICO×LTV base grid plus the attribute adjusters (cash-out, investor, 2nd home, manufactured, high-balance, subordinate financing, etc.) and the LLPA cap.
Eligibility Reference Grid
Side-by-side agency eligibility caps for a given scenario — Fannie, Freddie, FHA, VA. Enter FICO / LTV / CLTV / DTI / occupancy / purpose / units and get the maximum LTV, CLTV, DTI, and credit-score floor each agency allows under its current matrix.
County Loan Limits
Current-year conforming and FHA loan limits by county, for 1-, 2-, 3-, and 4-unit properties, with the FHFA high-cost flag so you can tell at a glance whether a county is baseline or high-balance.
Housing signals
Rent indices and other market signals in partnership with housing-data providers.
Rent Index Directory
“Which metros are hot, which are cooling, and how far has single-family rent diverged from multifamily?” A monthly MSA-level panel of rent indices built on data from Beekin, Mortgage Tape’s Official AI Partner for Rental Market Data. 887 US metros, both SF and MF, from January 2015 to the present month.
Research
Lender-level HMDA panel for league tables and competitive intel.
Top HMDA Lender Panel
Every U.S. mortgage lender in HMDA ranked for any year on either applications or originated dollar volume, with denial rate, channel mix, and purpose split surfaced per lender. The clean answer to “what did this lender do in 2024?” without a HMDA download.