mortgagetape™Reference Tools · County Loan Limits
What it does
Current-year conforming and FHA loan limits by county, for 1-, 2-, 3-, and 4-unit properties, with the FHFA high-cost flag so you can tell at a glance whether a county is baseline or high-balance.
What’s in it:
- Conforming limit per unit count — 1u, 2u, 3u, 4u for every U.S. county.
- FHA ceiling and floor for the same county.
- High-cost flag — whether the county is above the baseline conforming limit.
- State browse plus a name search that tolerates “St. Louis” vs. “Saint Louis” drift.
Sample questions this answers in one click:
- “Conforming limit in Travis County, TX, for a duplex.”
- “Is Napa County a high-cost area?”
- “FHA ceiling for 4-unit property in San Diego.”
Who finds this useful: loan officers scoping a borrower toward conforming vs. jumbo; underwriting teams validating loan size at submission; product teams building county-aware pricing.